Business Credit
Get Credit for Your EIN that’s Not Linked to Your SSN
To run and build a successful business, you will need to qualify for loans and credit lines at the best possible loan rates. Business credit is essential to make this happen, and it helps you access money even when you can’t qualify for a loan through traditional means.
We provide you the greatest access to real usable, no-personal-guarantee credit. This gives you the money you need to run your business, expand, and to make your company more profitable and productive so that you have the money you need and the time to enjoy it.
Once you are setup with the business reporting agencies, we help you access multiple revolving credit with limits of $5,000 – $100,000+!
We Will Help You:
✓ Setup your business to meet lender and credit issuer standards to get automated approvals
✓ Setup and activate your credit profile with Dun & Bradstreet, Experian, and Equifax and get your free D-U-N-S number (which is essential to building great business credit)
✓ Get initial trade credit to build your business credit reports with no personal guarantee
✓ Get business credit without a personal guarantee
Types of Credit You Can Access:
✓ Store business credit with many major national retailers
✓ Fleet credit for fuel and auto vehicle repairs for your primary vehicle, and a fleet of commercial vehicles
✓ Cash credit including Visa, American Express and MasterCard accounts you can use in most locations worldwide
✓ Auto vehicle financing to purchase or lease your primary vehicle or a fleet of vehicles, in your business name
Benefits
✓ Get Approved for HIGH-Limit Revolving Credit Cards in Your Business Name with No Personal Guarantee
✓ Access the Largest Supply of Business Credit Sources to Get Vendor, Store, Fleet, and Cash Credit Linked to Your EIN and Not Your SSN
✓ Get Your Business Credit Profile Quickly Setup and Activated with D&B, Experian, and Equifax Commercial Saving You Time and Money
✓ Corporate Compliance Review to Ensure Your Business Exceeds Credit Issuer and Lender Credibility Standards to Get Automated Approvals
✓ Monitor Your Business Credit with D&B, Business Equifax, and Experian Commercial in Real Time through Credit Monitoring Integration Powered by Nav
New Business Set Up
$260 (Inclusive of the state filing fee)
Guarantee-
New Business Entity Setup
-Name Check & Clearance
-Prepare & File Articles of Organization (LLC)
-Prepare & File EIN
Paydex Score
Guarantee- Setup business with Dun & Bradstreet to generate Duns Number. Establishes 3- Net 30 trade lines to report to business credit report. Establishes Paydex Score- (Est. report time 60-90 days.) Establishes at least $3,000 in reporting Trade Lines.
Tier 1 is the most basic trade credit and when a business is rightly prepared, it will serve as a building block for establishing credit for that business.
*Please note you must have your EIN and business checking account to qualify for this tier. If you do not, please choose package 1.
**Disclaimer: By purchasing this package, you agree to make a purchase of at least $5o to each of the three vendors chosen to ensure reporting to Dun & Bradstreet. LAT Financial Group LLC, and its representatives, will not be responsible for those charges.**
Advanced Accounts
Guarantee- Includes bronze package plus get setup with Experian Business. Establishes 5 trade lines to report to the business credit reports. Establishes at least $5,000 in reporting Trade Lines.
Tier 2 is Advanced Credit Line Accounts. Companies will conduct a business credit check before extending credit with these trade lines. Tier 2 usually includes larger credit line limits and longer terms.
**Disclaimer: By purchasing this package, you agree to make at least one purchase to each of the 5 vendors chosen to ensure reporting to Dun & Bradstreet and Experian. LAT Financial Group LLC, and its representatives, will not be responsible for those charges.**
Bank Lending
Guarantee- Includes silver package plus get setup with Equifax Business. Establishes 10 trade lines to report to the business credit reports. Establishes at least $10,000 in reporting Trade Lines.
This is the best-known type of business financing. With Tier 3, typically, banks offer unsecured business lines of credit.
**Disclaimer: By purchasing this package, you agree to make a purchase to each of the ten vendors chosen to ensure reporting to Dun & Bradstreet, Experian and Equifax. LAT Financial Group LLC, and its representatives, will not be responsible for those charges.**
Commercial Lending
Guarantee- Includes gold package plus establishes 15 trade lines to report to the business credit reports. This package includes vendors that reports to Dun & Bradstreet, Experian Business and Equifax Business. Establishes at least $25,000 in reporting Trade Lines.
Tier 4 is the highest tier for Business Credit. Commercial loans offer the lowest interest rates of all loan options and the longest payment terms. This is for the company that desires to purchase equipment, vehicles, real estate or fund new construction or renovation projects.
**Disclaimer: By purchasing this package, you agree to make a purchase to each of the fifteen vendors chosen to ensure reporting to Dun & Bradstreet, Experian and Equifax. LAT Financial Group LLC, and its representatives, will not be responsible for those charges.**
Ebook
This DIY Business Credit Guide was designed by a community of people who wanted to first understand the power of building business credit and secondly, learn how to leverage business credit. We gained this knowledge through trial and error, a bunch of mistakes, denials and missed opportunities.